Help! Can’t identify this. Could it be a Female Chaffinch?

White speckles and a white breast. It’s was with mixed flock of mainly Chaffinches. Could it be leucistic? I’ve looked at other images online and they don’t look as speckled as this does. Can’t find any birds in my handbook that look like this. Sorry the image is poor. (Thanks RSPB for my joining gift)