In reply to bjane:
In reply to Diane in Indiana:
Diane - please don't get too upset just know that you can change to another plan or provider at the end of the year if you don't like the one you have. Just watch for "Open Enrollment". I changed 2 times before I found one I liked. Be aware that you always have the Medicare premium to pay which comes out of your SS, Plans with no premium just mean that you don't pay an extra premium to the insurance company.
In reply to Annette in SoCal:
LOL, don't know about that! Sometimes wisdom really does come with age! Besides, animals and kids have always had top priority!